While early spring can be a welcome break from winter weather, it brings with it an increased risk of floods. As snow melts, it can unexpectedly overwhelm streams and other bodies of water that cause flooding, making now a good time to review flood safety measures.
Flooding is the most common natural disaster in the United States. That is why flood insurance is so important. In addition to ensuring you have the right insurance coverage, here are some tips to keep in mind during the flood season:
- Learn about flood risks in your area. Check with your local government to learn the history of flooding in your area and follow their recommendations.
- Make a plan for your household, including your pets, so that you and your family know what to do, where to go, and how to protect yourselves from flooding.
- Turn around. Don’t drown. Do not walk, swim, or drive through flood waters. Just six inches of fast-moving water can knock you down, and one foot of moving water can sweep your vehicle away. The depth of water is not always obvious. The road may be washed out under the water, and you could be stranded or trapped.
- Understand the difference between a flood watch and a flood warning. The National Weather Service often issues a flood watch before a flood warning. A watch means you should begin preparing for a possible evacuation because flooding is possible. A flood warning means flooding is occurring or about to occur, and you should take immediate action to protect yourself.
If you live in a flood zone, consider purchasing flood insurance. Flood insurance is a separate policy from homeowner’s and renter’s insurance. FEMA manages the National Flood Insurance Program (NFIP) and approximately 60 insurance companies and NFIP Direct offers the insurance to the public. The program provides insurance to help reduce the economic impact of floods. To purchase flood insurance, call your insurance company or agent, or contact the National Flood Insurance Program (NFIP).
For more information, visit www.ready.gov/floods.