COMMUNITY FLOOD INFORMATION
Community Rating System
The Community Rating System (CRS) is a voluntary program of the National Flood Insurance Program. Through the CRS, communities that are undertaking floodplain management activities that exceed the minimum floodplain management requirements of the NFIP earn reductions in the flood insurance premiums of their residents resulting in more affordable flood insurance. Pompton Lakes is a participating community and undertakes floodplain management activities.
But more than this, by applying a whole community approach to floodplain management, the CRS contributes to community resilience, increased insurance coverage, public safety and the protection of floodplain natural functions.These benefits are evident in participating communities and collectively nationwide.
FEMA - Disaster and Assistance
There are different assistance programs for individual citizens versus public groups like government agencies and private nonprofit organizations. Find the help you need to support your disaster recovery.
The National Flood Insurance Program (NFIP) is managed by the FEMA and is delivered to the public by a network of insurance companies and the NFIP Direct
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions.
The NFIP provides flood insurance to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects.
Flood insurance is available to anyone living in one of the 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.
FEMA - Individual and Family Assistance
FEMA recently changed the Individual Assistance Program and Policy Guide to create additional flexibilities that ensure access to assistance is equitably provided to all survivors. The Policy changes apply to disasters declared on or after August 23, 2021.
FEMA - Help After A Disaster Brochures
- Translated in 27 languages
FEMA - National Flood Insurance Program
Answers to Questions About The NFIP
Why Buy Flood Insurance Video
Flood Insurance Coverage
NFIP Flood Insurance for Renters Brochure
Risk Rating 2.0 Informational Video
National Flood Insurance - Fact Sheet
Flood Insurance ClaimsFEMA's Flood Insurance Advocate Explains Flood Claims
FEMA FINANCIAL PREPAREDNESS
Hazard Mitigation Grant Program (HMGP)
Flood Mitigation Assistance (FMA)
Pre-Disaster Mitigation (PDM)
Repetitive Flood Claims (RFC)
Severe Repetitive Loss (SRL)
Increased Cost of Compliance (ICC)
Small Business Administration (SBA)
Pompton Lakes Public Library Flood Preparedness Information
Repetitive Loss Area Letter Area One
Repetitive Loss Area Letter Area Two
Repetitive Loss Area Letter Area Three
Special Flood Hazard Area Letter with 2020 FEMA Flood Map Limits
FEMA Flood Insurance Manual
Flood Insurance 101
The Benefits of Flood Insurance Versus Disaster Assistance
About Mandatory Purchase Of Flood Insurance
Take The Pledge
FEMA Help After A Disaster Brochures (Various Languages)
National Flood Insurance Program Factsheet
After the Flood: Advice for Salvaging Damaged Family Treasures
Factsheet: Mold: Problems and Solutions
Emergency Awareness Seminar
Real Estate Agencies Informational Outreach Brochures and TemplatesWhat Prospective Property Owners Should Know -Real Estate Brochure Template
Before You Buy - Flood Hazard Brochure Template
Flood Risk and Insurance Rate Maps Presentations
Flood Insurance Studies and Insurance Rate Maps-Feb. 27, 2020
Flood Risk and Insurance Public Information Session Oct. 22, 2020
Flood Insurance Studies and Insurance Rate Maps March 25, 2021
Passaic County And All Municipalities Hazard Mitigation Plan 2020 Update
Update On The Passaic County Multi-Jurisdictional Hazard Mitigation Plan